For millions of Cambodians, Wing Bank is more than a financial institution — it is a lifelong partner that empowers families, entrepreneurs and communities to thrive. For 17 years, Wing Bank has been a trusted financial partner for millions of Cambodians — empowering families, entrepreneurs and communities through inclusive and digital banking.
As 2025 comes to a close, the bank celebrates nearly two decades of progress, marked by nationwide coverage, strategic government partnerships and innovations that promote financial access.
With 26 branches and over 12,000 agents covering every district of the Kingdom, Wing Bank’s hybrid model ensures no Cambodian is left behind. Its collaboration with the National Bank of Cambodia has accelerated the adoption of Bakong, the country’s interoperable payment system, with Wing agents serving as key cash-in and cash-out points.
To support monetary sovereignty, Wing Bank provides every customer with a free Khmer Riel account alongside their USD account, enabling seamless dual-currency KHQR transactions that make paying, saving and doing business in local currency easier than ever.
Partnerships Powering National Progress
Wing Bank’s partnerships reflect a shared commitment to Cambodia’s sustainable growth. Its collaboration with the Ministry of Agriculture, Forestry, and Fisheries has brought new hope to rural communities through a $3 million climate-smart agriculture fund, offering farmers and agribusinesses low-interest financing.
The bank has also joined hands with the Ministry of Tourism to enable digital payment solutions for tourists, allowing visitors to enjoy the same convenience and security that Cambodians experience through QR payments and tourist wallets. In collaboration with TotalEnergies Cambodia, Wing Bank provides business loans of up to $3 million to strengthen service station networks and distributors, while its partnership with CIMB Singapore enhances cross-border financing for SMEs, fuelling trade and regional integration.
Wing Bank is also helping shape Cambodia’s digital economy through its work with the Techo Startup Center (TSC). As a mentor and key sponsor, Wing Bank has supported initiatives like the Digital Platform Accelerator, Reverse Innovation Program, and Turing Hackathon, empowering over 160 startups, creating 2,000+ jobs, and nurturing a vibrant generation of innovators.
“Our story is deeply tied to Cambodia’s journey of progress,” said Dr. Dmytro Kolechko, CEO of Wing Bank. “From financial inclusion to agriculture, from payments to innovation, we have always believed that technology can be a force for good — empowering individuals, strengthening communities and contributing to national growth.”
Innovation That Moves Lives Forward
Innovation has always been at the heart of Wing Bank’s success. The bank has consistently introduced first-to-market solutions that reshape how Cambodians bank, pay, and save. From launching the country’s first mobile money service to pioneering a nationwide cashless ecosystem and integrating with the Bakong system, Wing Bank has set the benchmark for digital transformation.
In 2024, Wing Bank launched Cambodia’s first dual-function Mastercard One Card, merging debit and credit capabilities in a single product for convenience and flexibility. That same year, it earned Triple Recognition at the Mastercard Year-End Award — Leadership in Debit Volume 2024, Leadership in Cross-Border Volume 2024 and Innovation Breakthrough 2024.
In 2025, the bank earned Best Social Impact Bank and the Cashless Leadership Award 2024 from Capital Finance International (CFI.co) — recognition that cements Wing Bank’s position as a trailblazer in inclusive, tech-driven banking.
What’s more, Wing Bank continued its momentum this year with the Free Cash Out campaign — a customer-first innovation promoting accessibility and digital engagement — was honoured at TikTok Quantum 2025 as one of the most successful brand activations in Southeast Asia. Meanwhile, its Digital Loan and Save for a Goal features — offering instant, collateral-free credit and automated savings — won two major titles at the Global Banking & Finance Awards 2025, for Excellence in Digital Lending and Innovation in Savings Services.
In another national first, Wing Bank introduced Cambodia’s first points exchange programme with Singapore Airlines KrisFlyer Miles, allowing customers to seamlessly convert WingPoints into air miles. This partnership bridges banking and lifestyle, rewarding loyal customers with global travel benefits and showcasing its ability to innovate beyond traditional banking.
Empowering Customers and Communities
At the core of every innovation is Wing Bank’s mission to empower people. Through its digital platforms, Wing Bank enables millions of Cambodians to transfer money, manage savings and access credit securely and conveniently. It serves as a financial bridge for tens of thousands of Cambodians working overseas through partnerships with Japan Money Express and Japan Remit Finance, ensuring that families back home receive funds instantly to support education, health and everyday needs.
This commitment also extends to those who power the bank itself — its people. Through programmes like the Young Winger Development Program, launched in 2024, the bank equips university students with hands-on training and mentorship, preparing the next generation of banking professionals. To date, over 60 graduates have completed the programme, one in four of them women. In 2025, it deepened its inclusion mission through Project Echo, hiring five hearing-impaired individuals into its Customer Experience team and training staff in sign language — a step forward for inclusivity in Cambodia’s corporate sector.
“Our people are the heart of our success,” said Ms. Akhitrawinyda Kith, Chief Marketing Officer of Wing Bank. “We invest in their growth because we believe that when our people thrive, our customers and communities thrive too.”
A Purpose Beyond Profit
Wing’s legacy is not only built on technology — it’s grounded in compassion. Through Wing For Good, the bank has supported initiatives that strengthen communities and uplift those in need. Over the past 17 years, Wing Bank has invested more than $3. 2 million in community initiatives spanning education, healthcare and social welfare. Its financial literacy campaigns have reached over 5,000 students nationwide, while its employees have actively participated in various volunteer activities — from blood donation drives to entrepreneurship training programs.
In 2025, Wing Bank pledged to donate a portion of new account openings to humanitarian and development causes, ensuring that every new customer also contributes to national progress. For its unwavering commitment to social responsibility, Wing Bank received two CSR Excellence Awards from AmCham Cambodia, recognising its leadership in Digital Inclusion and Financial Literacy.
Seventeen Years Strong — and the Journey Continues
Seventeen years on, Wing Bank stands as a symbol of resilience, trust and progress. As Cambodia continues to evolve, Wing remains committed to deepening inclusion, expanding innovation and serving as a force for national growth.
“We are humbled by how far we’ve come,” said Dr. Dmytro Kolechko, CEO of Wing Bank. “But we know our journey is not over. As Cambodia transforms, Wing will continue to evolve — bringing banking that is deeper, more inclusive and more intelligent to every Cambodian.”
As a proud, fully Cambodian-owned institution, Wing Bank has proven that when purpose meets innovation, progress follows. With a growing customer base, nationwide reach, award-winning products and an unshakable commitment to community, Wing Bank stands as a trusted partner in every Cambodian’s journey — today, tomorrow and for generations to come.
